Debt Respite Scheme - Breathing Space

News at Palace Gate Lettings | 05/05/2021


Debt Respite Scheme - Breathing Space

On 4th May 2021 the Debt Respite Scheme comes into force.  The purpose of the Scheme is to provide a temporary period of respite from creditor (e.g. landlord or letting agent) action to help people in problem debt (e.g. tenant) consider their options and engage with professional debt advice.

Any person who is in debt can seek a moratorium from an approved debt advice provider.  Once a Breathing Space has started, no enforcement action can take place against the debtor or anyone who is jointly liable with them for a Breathing Space debt. This includes serving a notice to take possession of a property let to the debtor on the grounds of rent arrears due up to the start of the Breathing Space; or take possession of a property let to the debtor having served such a notice prior to the start of the Breathing Space.

More detailed information can be found here:
729661_breathing-space-scheme-faqs-england-and-wales.pdf (emlfiles4.com)



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